Buy to let
What is a buy to let mortgage?
If you are looking to buy a property with the sole intention of renting it out then you will need a buy to let mortgage. The main difference between this and a residential mortgage is that it is not your personal income that determines how much you can borrow but the rent that can be achieved by letting the property.
Typically you will need a 25% deposit there are some lenders who will offer to lend you more but you should think about the implications of doing this.
We are a whole of market Independent Mortgage Broker so we have access to a wide range of lenders and products which means you should get a very competitive mortgage deal on your buy to let mortgage.
We can help
Whether you are new to the buy to let market or you are an experienced landlord with a large portfolio, we can help. We aim to build positive and trusting relationships with all of our clients and whether you need someone to walk you through the process step by step or just need an experienced and knowledgeable adviser to do the shopping around for you, we are confident that we can deliver.
For the experienced investor
If you already have some experience in the buy to let market, our experts can review your property portfolio to ensure that it is constructed in the most cost-effective and efficient way.
Can I remortgage my current buy to let?
You may be able to remortgage your Buy to let property and it might be a good idea if you can find a better rate or want to raise additional funds to buy more property. You just need to get in touch with us and chat through the options.