Self employed & Contract workers
Finding the right lender that understands the way you work can be difficult at the best of times.
The flexibility that your employment status offers you can make it very difficult for many lenders to understand your income.
Lifelink are experienced in this area not only by helping lenders understand how your income is based in order to make a more informed assessment during the decision making process; but also by having access to the entire mortgage market.
As a contractor, a limited company can be incorporated to act as your payment structure, and we can use your contracted rate as the basis of your mortgage application. This also applies to umbrella company workers and independent professionals. We can use your limited company income or your day rate, our advisers will look at your case and work out which lender will offer the best solution for you based on which income make up works out best.
Lifelink can help you find the mortgage best suited to the way you work and your circumstances.