Self employed & Contract workers

  • Self-employed?
  • Contractor?
  • Freelance worker?
  • Limited Company or LLP?

Finding the right lender that understands the way you work can be difficult at the best of times.

The flexibility that your employment status offers you can make it very difficult for many lenders to understand your income.

Lifelink are experienced in this area not only by helping lenders understand how your income is based in order to make a more informed assessment during the decision making process; but also by having access to the entire mortgage market.

For example:

As a contractor, a limited company can be incorporated to act as your payment structure, and we can use your contracted rate as the basis of your mortgage application. This also applies to umbrella company workers and independent professionals. We can use your limited company income or your day rate, our advisers will look at your case and work out which lender will offer the best solution for you based on which income make up works out best.

Lifelink can help you find the mortgage best suited to the way you work and your circumstances.

If you wish to discuss your requirements please contact us by email or fill in the short enquiry form and one of our advisers will come straight back to you

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Advise & Apply

Once you’re happy with your mortgage deal, we submit a fully packaged application to the chosen lender, thereafter we’ll support you through to completion.

Compare the market

Then we’ll compare the whole of the mortgage market to find the best deal for you. Being directly authorised we are not restricted to a small number of lenders so we’re confident we can find a lender that suit you.

Getting to know you

First we need to know a bit about you and what you would like to achieve, we can collect all of this information through our online form or over the phone, whichever suits you best.

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