New Build Mortgages

The New Homes market is a major interest for both First Time Buyers and Home Movers. LifeLink’s specialist New Build team has been providing the best advice to our clients for many years.

LifeLink has access to many specialist products, not readily available on the High Street or to the majority of other mortgage brokers, which are specifically tailored to new build properties.

  • We are familiar with all of the requirements and legislation surrounding new build property and have an intimate knowledge of Government backed schemes such as Help to Buy and Shared Ownership and specifically Armed forces HTB.
  • We understand developer’s expectations of their purchasers in terms of their timescales, our advisers will ensure that your mortgage application is processed in the most effective and efficient way to secure the property you want.
  • Lifelink has relationships with a number regional and national house builders, and are the broker of choice they use to qualify and advise their purchasers.

Help to Buy Mortgages

The government created the ‘help to buy’ scheme to help people get on to the property ladder, there are various forms of help to buy but the equity schemes are only available with participating new home developers.

Help to Buy Equity Loan

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged interest on the 20% loan for the first five years of owning your home.

London Help to Buy Equity Loan

To reflect the current property prices in London, from February 2016 the Government increased the upper limit for the equity loan within Greater London to 40%.

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Advise & Apply

Once you’re happy with your mortgage deal, we submit a fully packaged application to the chosen lender, thereafter we’ll support you through to completion.

Compare the market

Then we’ll compare the whole of the mortgage market to find the best deal for you. Being directly authorised we are not restricted to a small number of lenders so we’re confident we can find a lender that suit you.

Getting to know you

First we need to know a bit about you and what you would like to achieve, we can collect all of this information through our online form or over the phone, whichever suits you best.

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